Vernon B.C. Mortgage Blog

Your Choice for everything Mortgage in Vernon B.C.

Category: Ask Dawn (21 posts)

6 Home Renovations That Will Increase Your Home's Value in Vernon, BC

6 Home Renovations That Will Increase Your Home's Value in Vernon, BC

June 20, 2018 | Posted by:

Home renovations can be an expensive and time-consuming commitment, and whether you plan on staying put for the long haul or flipping the house right away, it's worth knowing which renovation projects ... [read more]

Things to Consider Before Moving Into an Over-55 Community in Vernon, BC

Things to Consider Before Moving Into an Over-55 Community in Vernon, BC

June 6, 2018 | Posted by:

Many people, as they approach retirement age and the kids are gone, begin thinking about downsizing. One of the more popular choices for reduction is moving to one of the over-55 communities that ar ... [read more]

Tips to Ease the Moving Process in Vernon, BC

Tips to Ease the Moving Process in Vernon, BC

April 18, 2018 | Posted by:

Moving can be a stressful process, no matter how far you are traveling. Planning your move minimizes the stress associated with this task while also simplifying the process. Here are several tips that ... [read more]

How to Maintain a Good Credit Rating Throughout the Year for People in Vernon, BC

How to Maintain a Good Credit Rating Throughout the Year for People in Vernon, BC

February 21, 2018 | Posted by:

If you want to make it easier to get an auto loan, mortgage, or new credit card account, you need to maintain a good credit score. It's easy to do so, particularly if you follow the tips presented her ... [read more]

Getting Your Whole Family on Board When Selling Your Vernon, BC Home

Getting Your Whole Family on Board When Selling Your Vernon, BC Home

April 19, 2017 | Posted by:

If you are selling your home, this can be a challenge when you are in charge of getting your family on board as well. Selling a home with kids has its own challenges, but it isn't impossible. Here are ... [read more]

Five Rules For Improving Your Money Management Skills in Vernon, BC

Five Rules For Improving Your Money Management Skills in Vernon, BC

February 8, 2017 | Posted by:

Money management skills are important, no matter who you are. That's because money doesn't take care of itself -- and if you don't save, invest, and spend your money wisely, you'll undoubtedly suffer ... [read more]

Timing Your Home Sale in Vernon, B.C.

Timing Your Home Sale in Vernon, B.C.

January 18, 2017 | Posted by:

Timing the sale of your home in Vernon, B.C. is easier said than done. There are all sorts of factors to consider, from seasonal advantages to the economic climate of a particular region. And that's i ... [read more]

Should You Borrow Money to Invest in Vernon, B.C. Real Estate?

Should You Borrow Money to Invest in Vernon, B.C. Real Estate?

December 23, 2016 | Posted by:

There's no disputing that real estate investment in Vernon, B.C. is one of the best business models for those looking to achieve long-term financial success. The one problem most would-be investors ha ... [read more]

Going Away for the Holidays? Protect Your Vernon, B.C. Home against Burglars!

Going Away for the Holidays? Protect Your Vernon, B.C. Home against Burglars!

December 12, 2016 | Posted by:

Burglars look for opportune moments to enter homes in search of valuables, and they don't take breaks for the holidays. In fact, many burglaries take place during the holidays, especially when people ... [read more]

Maximize Your Selling Potential in Vernon, B.C. on a Dime

Maximize Your Selling Potential in Vernon, B.C. on a Dime

November 7, 2016 | Posted by:

If you're like most people looking to sell your Vernon, B.C. home quickly, you already know the importance of curb appeal. While more and more homebuyers are looking online for homes for sale, a major ... [read more]

5 Tips for Buying Your First Rental Property in Vernon, B.C.

5 Tips for Buying Your First Rental Property in Vernon, B.C.

October 19, 2016 | Posted by:

Investing in a rental property in Vernon, B.C. is a great step toward earning passive income and building wealth. Unfortunately, becoming a landlord for the first time can also be challenging and lead ... [read more]

Is Having No Credit in Vernon, B.C. As Risky As Having Bad Credit?

Is Having No Credit in Vernon, B.C. As Risky As Having Bad Credit?

October 5, 2016 | Posted by:

Let's clear up one misconception, right off the bat: having no credit in Vernon, B.C. is not the same as having bad credit. 'No credit' simply means that your credit history - which tracks your loans ... [read more]

Before You Hire a Realtor in Vernon, B.C., Ask These 5 Questions

Before You Hire a Realtor in Vernon, B.C., Ask These 5 Questions

May 18, 2016 | Posted by:

Buying and Selling a home in Vernon, B.C. is a big decision. An equally big decision is choosing a Realtor. On a basic level, your Realtor is responsible for finding the best buyer for your home ... [read more]

Location, Condition, Price: Top Features Of A Good Investment Property In Vernon, B.C.

Location, Condition, Price: Top Features Of A Good Investment Property In Vernon, B.C.

March 16, 2016 | Posted by:

When you are shopping for an investment property in Vernon, B.C.  you should make some of the same assessment criteria important that you would use if you were buying the property for yourself. A ... [read more]

What is my Credit Score? What does that mean to my mortgage application?

What is my Credit Score? What does that mean to my mortgage application?

November 5, 2015 | Posted by:

You are probably asking about your Beacon Credit Score. This is one of the numbers provided on your history of credit in Canada.There are several different scores thatmake up your credit report with E ... [read more]

My Bank has told me that I cannot get a new Mortgage with them on the House we would like to buy, is there any point in seeing if a Mortgage Broker can help?

My Bank has told me that I cannot get a new Mortgage with them on the House we would like to buy, is there any point in seeing if a Mortgage Broker can help?

October 23, 2015 | Posted by:

Yes- you should use a Mortgage Broker to see what other Lender Options there are available for you! Each Lender has their own internal guidelines for lending mortgage funds and this decision may ... [read more]

Why do I need a pre-approved Mortgage?

Why do I need a pre-approved Mortgage?

October 7, 2015 | Posted by:

When you’re house hunting, you need to know the amount of mortgage you qualify for before you choose the house to avoid any disappointment. The preapproval will show you your new mortgage paymen ... [read more]

Ready to Sell Your Vernon Home? Use This Home Sale Checklist to be Sure

Ready to Sell Your Vernon Home? Use This Home Sale Checklist to be Sure

June 18, 2015 | Posted by:

Selling your home is a big decision, and you want to make sure everything is just right before you put the property on the market. For years, you have looked at your home through the eyes of a proud o ... [read more]

What is Title Insurance?

What is Title Insurance?

April 14, 2015 | Posted by:

Title insurance is an insurance policy that protects you as a Buyer and the Lender offering a Mortgage over the property. There are 2 types of policies, the Lender Policy and the Homeowner Policy. Ti ... [read more]

What is the difference between a Mortgage Broker and a Bank Mortgage Specialist?

What is the difference between a Mortgage Broker and a Bank Mortgage Specialist?

December 19, 2014 | Posted by:

Question: What is the difference between a Mortgage Broker and a Bank Mortgage Specialist? Answer: That is a really great question! An Invis Mortgage Broker is 100% independent of any Financial Inst ... [read more]

Should I find a house in Vernon BC or mortgage first?

Should I find a house in Vernon BC or mortgage first?

December 10, 2014 | Posted by:

Question: We are looking for a house in the Vernon BC and surrounding areas and want to know what we should be doing, finding the mortgage or the house first? Answer: When you’re house hunting ... [read more]

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Dawn Stephanishin
Dawn Stephanishin, AMP
Vernon, Mortgage Broker - Specialist
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