Your #1 Vernon BC Mortgage Broker Specialist
Markets Served: Vernon, Coldstream, Kamloops, Kelowna, Revelstoke and all across BC
With more than 40 years of experience in the financial services industry, Dawn has the knowledge you need to help with financing your home. As an Independent Mortgage Broker in Vernon BC, Dawn is able to offer Clients a variety of options and great mortgage products with competitive interest rates to suit each unique situation.
Whether you are purchasing your first home, a larger home or a Vacation property, you want Dawn's experience behind you. She has lived in the Okanagan most of her life, knows Vernon’s neighbourhoods from Coldstream to East Hill, and understands the unique housing market in our region.
Outside of work, Dawn has a passion for traveling and sports and is often seen at Seahawk Football games with her husband Glen. She’s also a proud volunteer, helping raise over 1 million dollars for Breast Cancer detection in Vernon through Wine, Women & Woods.
Dawn would be happy to provide local experience and knowledge to help you with obtaining the best mortgage available. She’s consistently ranked among the top 5% of National Invis brokers, and her lender partners recognize her as one of the 100 Million Dollar Brokers.
Did You Know?
Many Vernon homeowners don’t realize they can often save thousands by comparing their mortgage options at renewal rather than signing their lender’s first offer. Brokers have access to dozens of lenders, not just one bank.
Vernon Housing and Mortgage Stats
Benchmark prices (July 2025) in the North Okanagan: single family $784,100, townhome $584,100, condo $329,000 (Association of Interior REALTORS).
Vernon rental vacancy sits at just 1.0% (CMHC 2024), showing strong housing demand.
Renewal shock: Roughly 60% of Canadian homeowners renewing in 2025–26 are facing higher payments (Bank of Canada).
Frequently Asked Questions About Vernon Mortgage Brokers
1) What does a mortgage broker do?
Brokers compare multiple lenders, explain your options, and handle the process from start to finish.
2) Do I pay a mortgage broker?
In most cases, the lender pays the broker, not the client.
3) How are brokers different from banks?
Banks show you their own products, while brokers shop around across dozens of lenders.
4) Can Vernon brokers help first-time buyers?
Yes, they can guide you through BC and federal programs and help you secure a pre approval.
5) Can a broker help me renew my mortgage?
Yes, many clients save by comparing renewal offers. Learn more about Vernon mortgage renewals.
6) Do brokers handle refinancing?
Yes, they can help you consolidate debt or access equity. Explore refinancing options.
7) What if I’m self-employed?
Brokers work with lenders who specialize in self-employed borrowers. See self-employed mortgages.
8) What if my credit isn’t perfect?
Brokers have access to private and alternative solutions. Learn about private mortgages.
9) Are Vernon mortgage brokers regulated?
Yes, through the BC Financial Services Authority (BCFSA).
10) How do I start?
Simply contact Dawn for a consultation.