Vernon B.C. Mortgage Blog

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Unlocking the Door to Your Dream Home: Exploring First-Time Homebuyer Options

Unlocking the Door to Your Dream Home: Exploring First-Time Homebuyer Options

September 27, 2023 | Posted by: Dawn Stephanishin

Unlocking the Door to Your Dream Home: Exploring First-Time Homebuyer Options Home Sweet Home: these three words hold a special place in our hearts. Owning a home is a dream many of us aspire to ... [read more]

Can a first-time home buyer have a mortgage co-signer?

Can a first-time home buyer have a mortgage co-signer?

September 17, 2023 | Posted by: Dawn Stephanishin

Can New Home Buyers in Canada Use a Mortgage Co-Signer? Struggling to secure a mortgage or need a financial boost? Consider bringing in a co-signer. Dive deeper into this and other home-buying tact ... [read more]

Demystifying Credit Scores

Demystifying Credit Scores

September 7, 2023 | Posted by: Dawn Stephanishin

These days, like so many things, your credit score is easily accessible and free. Not so long ago, the only way to see your credit score was to obtain a copy of your credit report, which involved subm ... [read more]

Bank of Canada maintains policy rate, continues quantitative tightening

Bank of Canada maintains policy rate, continues quantitative tightening

September 6, 2023 | Posted by: Dawn Stephanishin

The Bank of Canada today held its target for the overnight rate at 5%, with the Bank Rate at 5¼% and the deposit rate at 5%. The Bank is also continuing its policy of quantitative tightening. Infl ... [read more]

Top Reasons To Refinance Your Home And Reasons Why You Maybe Should Not.

Top Reasons To Refinance Your Home And Reasons Why You Maybe Should Not.

August 23, 2023 | Posted by: Dawn Stephanishin

Refinancing a mortgage means replacing your existing loan with a new one, either with your current lender or a different one. Canadians often consider refinancing for various reasons, such as ... [read more]

Home Valuation and Appraisals: Unveiling the Mechanics, Influencing Factors, and Value-Boosting Tips

Home Valuation and Appraisals: Unveiling the Mechanics, Influencing Factors, and Value-Boosting Tips

August 9, 2023 | Posted by: Dawn Stephanishin

Home Valuation and Appraisals: Unveiling the Mechanics, Influencing Factors, and Value-Boosting Tips The process of buying, selling, or refinancing a home involves a critical component that can gre ... [read more]

Navigating High-Interest Rates and Inflation: Your Path to Mortgage Resilience

Navigating High-Interest Rates and Inflation: Your Path to Mortgage Resilience

August 5, 2023 | Posted by: Dawn Stephanishin

Introduction As your trusted mortgage broker, I understand that the current economic backdrop in Canada is presenting challenges for many homeowners. With interest rates on the rise and inflation p ... [read more]

Understanding Credit Scores and Maximizing Mortgage Opportunities in Canada

Understanding Credit Scores and Maximizing Mortgage Opportunities in Canada

July 27, 2023 | Posted by: Dawn Stephanishin

Introduction In Canada, your credit score plays a crucial role in your financial life, especially when it comes to major transactions like securing a mortgage. A credit score is a numerical r ... [read more]

Bank of Canada raises policy rate 25 basis points, continues quantitative tightening

Bank of Canada raises policy rate 25 basis points, continues quantitative tightening

July 12, 2023 | Posted by: Dawn Stephanishin

The Bank of Canada today increased its target for the overnight rate to 5%, with the Bank Rate at 5¼% and the deposit rate at 5%. The Bank is also continuing its policy of quantitative tightening. G ... [read more]

Smart move: bridge financing provides a smooth transition between mortgages

Smart move: bridge financing provides a smooth transition between mortgages

July 11, 2023 | Posted by: Dawn Stephanishin

Summer is officially in full swing which means vacation time, backyard barbecues, pool parties, etc., but summer is also "moving season". If you're one of the many Canadians who will be moving t ... [read more]

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Associations We Belong To:

Mortgage Professionals Canada Mortgage Brokers Institute Mortgage Broker Canada
Dawn Stephanishin
Dawn Stephanishin, AMP
Vernon, Mortgage Broker - Specialist
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