Vernon B.C. Mortgage Blog

Your Choice for everything Mortgage in Vernon B.C.
Should You Get a Shorter-Term Mortgage, Make Extra Payments, or Something Else in Vernon, BC?

Should You Get a Shorter-Term Mortgage, Make Extra Payments, or Something Else in Vernon, BC?

September 19, 2018 | Posted by: Dawn Stephanishin

When getting a home mortgage, if you can afford higher payments, often the option of a 15-year loan instead of one of 30 years is an option.  It can be an enticing idea to know that you'll be fre ... [read more]

Four Home Renovation Projects That Will Boost the Value of Your House in Vernon, BC

Four Home Renovation Projects That Will Boost the Value of Your House in Vernon, BC

September 5, 2018 | Posted by: Dawn Stephanishin

Whether you are planning on selling your home in the near future, or if you intend to stay for a long time to come, a renovation can be a great way to boost the overall appearance, utility, and value ... [read more]

5 Reasons Why Your Home Isn't Selling in Vernon, BC

5 Reasons Why Your Home Isn't Selling in Vernon, BC

August 15, 2018 | Posted by: Dawn Stephanishin

You've put your house on the market, and you're ready to start spending all the money you know you'll make from the sale. There's only one problem. Your house isn't selling. After trying to figur ... [read more]

The Differences Between a Credit Freeze and Credit Lock, and How They Can Protect You from Identity Theft in Vernon, BC

The Differences Between a Credit Freeze and Credit Lock, and How They Can Protect You from Identity Theft in Vernon, BC

August 1, 2018 | Posted by: Dawn Stephanishin

From your full name, to your address, to your social security number - almost every detail about you is stored in a database somewhere. This information floats around in digital clouds and servers, al ... [read more]

House Flipping 101: How to Prevent Injuries During Demolition Days in Vernon, BC

House Flipping 101: How to Prevent Injuries During Demolition Days in Vernon, BC

July 18, 2018 | Posted by: Dawn Stephanishin

Demolition days are a major perk for those engaging in house flipping. You get to smash kitchens, bathrooms, bedrooms, and living rooms to smithereens as you demolish the interior of the home you're ... [read more]

Real Estate: How to Refinance a Mortgage with a Bad Credit Score in Vernon, BC

Real Estate: How to Refinance a Mortgage with a Bad Credit Score in Vernon, BC

July 4, 2018 | Posted by: Dawn Stephanishin

There are many excellent reasons a homeowner may look into refinancing their mortgage. To refinance means to replace your current mortgage with a new one, almost always with a lower interest rate. For ... [read more]

6 Home Renovations That Will Increase Your Home's Value in Vernon, BC

6 Home Renovations That Will Increase Your Home's Value in Vernon, BC

June 20, 2018 | Posted by: Dawn Stephanishin

Home renovations can be an expensive and time-consuming commitment, and whether you plan on staying put for the long haul or flipping the house right away, it's worth knowing which renovation projects ... [read more]

Things to Consider Before Moving Into an Over-55 Community in Vernon, BC

Things to Consider Before Moving Into an Over-55 Community in Vernon, BC

June 6, 2018 | Posted by: Dawn Stephanishin

Many people, as they approach retirement age and the kids are gone, begin thinking about downsizing. One of the more popular choices for reduction is moving to one of the over-55 communities that ar ... [read more]

How to Know If You Should Buy a Home or Continue Renting in Vernon, BC

How to Know If You Should Buy a Home or Continue Renting in Vernon, BC

May 17, 2018 | Posted by: Dawn Stephanishin

While owning a home and a plot of land was once part of the 'American Dream' for many people, the times have shifted. The global financial crisis which resulted in a massive shift in the housing marke ... [read more]

Great Buy on a Home in Vernon, BC? - Don't Expect the Appraisal to Prove It

Great Buy on a Home in Vernon, BC? - Don't Expect the Appraisal to Prove It

May 2, 2018 | Posted by: Dawn Stephanishin

Buying a home can be fun and exciting, especially when you drive a hard bargain and get that seller over a barrel.  You did your research, caught a home with higher than average days on the marke ... [read more]

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