Canadian Home Sales Poised for a Strong Finish in 2025
October 20, 2025 | Posted by: Posted by: Dawn Stephanishin & Jenn Wightman - Vernon and Kelowna Mortgage Brokers
The Canadian housing market is showing signs of renewed strength as we approach the end of 2025. According to the latest report from the Canadian Real Estate Association (CREA), home sales across the ...
read moreHow Falling Rates Open Doors for Gig Workers in Vernon & Kelowna | Mortgages for Non-Traditional Income
October 7, 2025 | Posted by: Posted by: Dawn Stephanishin & Jenn Wightman - Vernon and Kelowna Mortgage Brokers
When rates begin to fall, many people think: “Great, cheaper borrowing.” But for gig workers, freelancers, and people with non-traditional incomes, those lower rates can actually create ...
read moreHow the Recent Rate Cut in BC Affects Vernon & Kelowna Homebuyers — What You Need to Know
September 23, 2025 | Posted by: Posted by: Dawn Stephanishin & Jenn Wightman - Vernon and Kelowna Mortgage Brokers
You’re sipping your morning coffee, scrolling through the news, and see that the Bank of Canada just dropped its overnight rate to 2.50%. That’s a 0.25% cut from its previous level. If you ...
read moreBank of Canada lowers policy rate to 2.5%
September 17, 2025 | Posted by: Posted by: Dawn Stephanishin & Jenn Wightman - Vernon and Kelowna Mortgage Brokers
The Bank of Canada today reduced its target for the overnight rate by 25 basis points to 2.5%, with the Bank Rate at 2.75% and the deposit rate at 2.45%. After remaining resilient to sharply higher U ...
read more30-Year Mortgages in Vernon & Kelowna - New 2025 Rules
September 9, 2025 | Posted by: Posted by: Dawn Stephanishin & Jenn Wightman - Vernon and Kelowna Mortgage Brokers
Did You Know? In 2025, new mortgage rules reshaped buying power across the Okanagan. First time buyers can now access insured mortgages with 30 year amortizations, the insured price cap increased t ...
read more7 Reasons to Work With a Vernon and Kelowna Mortgage Broker
August 26, 2025 | Posted by: Posted by: Dawn Stephanishin & Jenn Wightman - Vernon and Kelowna Mortgage Brokers
Looking for a Mortgage Broker in Vernon or Kelowna... start here Most Vernon buyers start at their bank. Smart shoppers compare options. A local mortgage broker searches banks, credit unions, and alt ...
read moreReverse Mortgages in Vernon & Kelowna - Retirement Solutions for BC Seniors
August 19, 2025 | Posted by: Posted by: Dawn Stephanishin & Jenn Wightman - Vernon and Kelowna Mortgage Brokers
How Can You Use a Reverse Mortgage to Enhance Retirement Life in Vernon and Kelowna? For many homeowners in Vernon and Kelowna, retirement is about enjoying the beauty of the Okanagan, whether that m ...
read moreUnlocking Homeownership: The Ultimate Guide to Mortgage Brokers in Vernon and Kelowna, BC
August 5, 2025 | Posted by: Posted by: Dawn Stephanishin & Jenn Wightman - Vernon and Kelowna Mortgage Brokers
Kelowna buyers win with a clear plan and the right broker. Start with our local hubs, Kelowna Mortgage Broker and Vernon Mortgage Broker, then review purchase steps on Home Purchase Mortgages. ...
read moreJuly 30 - 2025 - Bank of Canada holds policy rate at 2.75%
July 30, 2025 | Posted by: Posted by: Dawn Stephanishin & Jenn Wightman - Vernon and Kelowna Mortgage Brokers
The Bank of Canada today maintained its target for the overnight rate at 2.75%, with the Bank Rate at 3% and the deposit rate at 2.70%. While some elements of US trade policy have started to become m ...
read moreDecoding the June 2025 CMHC Housing Stats in Vernon, BC
July 29, 2025 | Posted by: Posted by: Dawn Stephanishin & Jenn Wightman - Vernon and Kelowna Mortgage Brokers
Navigating the ever-fluctuating housing market in Vernon, BC can be challenging. Today, we decode the latest CMHC (Canada Mortgage and Housing Corporation) housing stats for June 2025 to provide you w ...
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