Vernon B.C. Mortgage Blog

Your Choice for everything Mortgage in Vernon B.C.
Benefits of Investing in Multi-Family Real Estate in Vernon, BC

Benefits of Investing in Multi-Family Real Estate in Vernon, BC

January 6, 2021 | Posted by: Dawn Stephanishin

What is Multi-Family Real Estate? Any residential property that contains more than one housing unit is classed as multi-family real estate. Some of the most prevalent examples of multi-family real ... [read more]

Top 3 Biggest Home Seller Mistakes in Vernon, BC

Top 3 Biggest Home Seller Mistakes in Vernon, BC

December 16, 2020 | Posted by: Dawn Stephanishin

Selling a home can be a daunting process; finding a real estate professional may help ease a lot of the stress. They will not only help find a buyer and undertake the complex process of closing the de ... [read more]

Dec 9-2020 Bank of Canada will maintain current level of policy rate until inflation objective is achieved, continues its quantitative easing program

Dec 9-2020 Bank of Canada will maintain current level of policy rate until inflation objective is achieved, continues its quantitative easing program

December 9, 2020 | Posted by: Dawn Stephanishin

The Bank of Canada today maintained its target for the overnight rate at the effective lower bound of ¼ percent, with the Bank Rate at ½ percent and the deposit rate at ¼ percent. ... [read more]

3 Tips on How to Better Your Credit Score in Vernon, BC

3 Tips on How to Better Your Credit Score in Vernon, BC

November 24, 2020 | Posted by: Dawn Stephanishin

Having a good credit score is of paramount essence as it affects your ability to access loans and borrow money. Your credit score rating influences the amount of mortgage you qualify for. You may ... [read more]

Renting Versus Buying a Home in Vernon, British Columbia

Renting Versus Buying a Home in Vernon, British Columbia

November 19, 2020 | Posted by: Dawn Stephanishin

Your colleagues, friends, and family may be enjoying the comfort of their homes, but you're still living in a rental property. Such situations may compel someone to think about purchasing a property. ... [read more]

Five Tips for Buying a Condo in Vernon, BC

Five Tips for Buying a Condo in Vernon, BC

November 4, 2020 | Posted by: Dawn Stephanishin

Yaaay! You finally got enough to facilitate the down payment of your first condo, or perhaps this is your investment property. Here is a simplified guide that includes some tips for buying a condo.& ... [read more]

Bank of Canada will maintain current level of policy rate until inflation objective is achieved, recalibrates its quantitative easing program

Bank of Canada will maintain current level of policy rate until inflation objective is achieved, recalibrates its quantitative easing program

October 28, 2020 | Posted by: Dawn Stephanishin

The Bank of Canada today maintained its target for the overnight rate at the effective lower bound of ¼ percent, with the Bank Rate at ½ percent and the deposit rate at ¼ percent. ... [read more]

Cons of For Sale By Owner (FSBO) in Vernon, BC

Cons of For Sale By Owner (FSBO) in Vernon, BC

October 14, 2020 | Posted by: Dawn Stephanishin

You finally place your ad on the for sale by owner site! You are looking forward to answering tons of inquiries about your beautiful home but heard nothing yet. Selling your home shouldn't be this har ... [read more]

Mortgage Q and A: What do I need to bring to the Lawyers office for my new mortgage appointment?

Mortgage Q and A: What do I need to bring to the Lawyers office for my new mortgage appointment?

October 7, 2020 | Posted by: Dawn Stephanishin

Question: What do I need to bring to the Lawyers office for my new mortgage appointment? Answer: You will need to ensure you have 2 pieces of valid identification with you. One with picture such ... [read more]

Mortgage Q and A: I recently purchased a house and the Lender wanted to see the 2020 Property tax notice, why is this necessary

Mortgage Q and A: I recently purchased a house and the Lender wanted to see the 2020 Property tax notice, why is this necessary

October 7, 2020 | Posted by: Dawn Stephanishin

Question: I recently purchased a house and the Lender wanted to see the 2020 Property tax notice, why is this necessary? Answer: When you are buying a home and applying for Mortgage Financing, t ... [read more]

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Associations We Belong To:

Mortgage Professionals Canada Mortgage Brokers Institute Mortgage Broker Canada
Dawn Stephanishin
Dawn Stephanishin, AMP
Vernon, Mortgage Broker - Specialist
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