How Rental Income Can Affect Your Mortgage Approval in Vernon and Kelowna

How Rental Income Can Affect Your Mortgage Approval in Vernon and Kelowna

June 26, 2026 | Posted by: Posted by: Dawn Stephanishin & Jenn Wightman - Vernon and Kelowna Mortgage Brokers

Buying a home in Vernon or Kelowna often comes with one big question, could rental income help make the numbers work? It is a fair question. Many Okanagan buyers are looking at homes with basement su ...

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June 6, 2026 - Bank of Canada Holding Rate at 2.25%

June 6, 2026 - Bank of Canada Holding Rate at 2.25%

June 10, 2026 | Posted by: Posted by: Dawn Stephanishin & Jenn Wightman - Vernon and Kelowna Mortgage Brokers

The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The conflict in the Middle East is now in its fourth month. The res ...

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Why Local Mortgage Broker Advice Matters in Vernon and Kelowna

Why Local Mortgage Broker Advice Matters in Vernon and Kelowna

June 8, 2026 | Posted by: Posted by: Dawn Stephanishin & Jenn Wightman - Vernon and Kelowna Mortgage Brokers

There is a moment we see often in the Okanagan, Vernon and Kelowna areas when it comes to mortgages. Someone starts by checking a rate online. Then they ask their bank for a number. Then they read a ...

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Okanagan Housing Market 2026: What Vernon and Kelowna Buyers Should Know Before Getting Pre-Approved

Okanagan Housing Market 2026: What Vernon and Kelowna Buyers Should Know Before Getting Pre-Approved

May 19, 2026 | Posted by: Posted by: Dawn Stephanishin & Jenn Wightman - Vernon and Kelowna Mortgage Brokers

Buying a home in the Okanagan has always been about more than finding a property you like. For many buyers in Vernon and Kelowna, it is also about timing, confidence, cash flow, lifestyle, and knowin ...

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April 29 - 2026 - Bank of Canada maintains policy rate at 2.25%

April 29 - 2026 - Bank of Canada maintains policy rate at 2.25%

April 29, 2026 | Posted by: Posted by: Dawn Stephanishin & Jenn Wightman - Vernon and Kelowna Mortgage Brokers

The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The evolving conflict in the Middle East is causing heightened vola ...

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Is 2026 the Year to Buy? A First-Time Buyer's Guide to the Okanagan

Is 2026 the Year to Buy? A First-Time Buyer's Guide to the Okanagan

March 30, 2026 | Posted by: Posted by: Dawn Stephanishin & Jenn Wightman - Vernon and Kelowna Mortgage Brokers

Buying your first home in Vernon or Kelowna can feel exciting one minute and overwhelming the next. That is normal. Most first-time buyers are trying to sort through a lot at once, prices, rates, down ...

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BC First-Time Buyer Property Transfer Tax Exemption 2026

BC First-Time Buyer Property Transfer Tax Exemption 2026

March 30, 2026 | Posted by: Posted by: Dawn Stephanishin & Jenn Wightman - Vernon and Kelowna Mortgage Brokers

Buying your first home in BC can feel exciting right up until the closing costs start to pile up. We see this all the time. A buyer saves for a down payment, works on credit, gets serious about house ...

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 March 18-2026 - Bank of Canada maintains policy rate at 2.25%

March 18-2026 - Bank of Canada maintains policy rate at 2.25%

March 18, 2026 | Posted by: Posted by: Dawn Stephanishin & Jenn Wightman - Vernon and Kelowna Mortgage Brokers

The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The war in the Middle East has increased volatility in global energ ...

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Vernon & Kelowna Mortgage Renewal Checklist for 2026

Vernon & Kelowna Mortgage Renewal Checklist for 2026

February 18, 2026 | Posted by: Posted by: Dawn Stephanishin & Jenn Wightman - Vernon and Kelowna Mortgage Brokers

Mortgage Renewal in Vernon and Kelowna: The 2026 “Switch or Stay” Checklist You know that renewal letter that shows up and instantly raises your blood pressure? It looks simple. A rate. ...

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FHSA and HBP Guide for Vernon and Kelowna Buyers (2026)

FHSA and HBP Guide for Vernon and Kelowna Buyers (2026)

January 31, 2026 | Posted by: Posted by: Dawn Stephanishin & Jenn Wightman - Vernon and Kelowna Mortgage Brokers

The 2026 Down Payment Playbook for Vernon and Kelowna Buyers Picture this. You are scrolling listings in Vernon or Kelowna late at night. Not because you are bored, but because owning a place is sta ...

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