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Category: First Time Buyers (34 posts)

First Time Home Buyers Guide: What Happens after Sending an Offer to Purchase in Vernon, BC

First Time Home Buyers Guide: What Happens after Sending an Offer to Purchase in Vernon, BC

June 19, 2019 | Posted by: Dawn Stephanishin

After sending the offer to purchase to the seller, there's nothing left to do but cross some fingers and hope for the best. Or is there? What happens now and when will the keys finally change hands? T ... [read more]

First Time Home Buyers Guide For Vernon, BC: What about Pre-Qualification, Pre-Approval, and Mortgage Commitment Letters?

First Time Home Buyers Guide For Vernon, BC: What about Pre-Qualification, Pre-Approval, and Mortgage Commitment Letters?

June 5, 2019 | Posted by: Dawn Stephanishin

Securing pre-qualification, pre-approval, and mortgage commitment letters can simplify the mortgage application process. These steps can also help home buyers avoid disaster. They don't need all three ... [read more]

Three Mistakes to Avoid as a First Time Homebuyer in Vernon, BC

Three Mistakes to Avoid as a First Time Homebuyer in Vernon, BC

May 15, 2019 | Posted by: Dawn Stephanishin

Purchasing your first home is always an exciting life milestone. However, if you want to make a smooth and easy transition into home ownership, there are a few mistakes you should try to avoid along ... [read more]

Mortgage Mistakes - How to Avoid Getting in Over Your Head When Buying Your First Home in Vernon, BC

Mortgage Mistakes - How to Avoid Getting in Over Your Head When Buying Your First Home in Vernon, BC

May 1, 2019 | Posted by: Dawn Stephanishin

If you are tired of renting and ready to buy the home of your dreams, you need to plan carefully. The dream of home ownership is a wonderful thing, but without careful planning and a proactive approac ... [read more]

Mortgage Questions for First-Time Buyers in Vernon, BC

Mortgage Questions for First-Time Buyers in Vernon, BC

April 3, 2019 | Posted by: Dawn Stephanishin

  While purchasing a home qualifies as the largest acquisition in many peoples' lives, it doesn't have to invoke anxiety. As long as you know what to expect, you'll be set to become a successful ... [read more]

5 Mistakes to Avoid When Buying Your First House in Vernon, BC

5 Mistakes to Avoid When Buying Your First House in Vernon, BC

January 16, 2019 | Posted by: Dawn Stephanishin

Buying a first home is a big step, both financially and personally. In the long run, home ownership can lead to many other investment and and financial opportunities. Of course, owning a home also g ... [read more]

Buying Your First Home in Vernon, BC: When Are You REALLY Ready?

Buying Your First Home in Vernon, BC: When Are You REALLY Ready?

January 2, 2019 | Posted by: Dawn Stephanishin

Purchasing your first home is the dream of a lifetime and a massive investment toward your future. The process is full of hopes and aspirations but is also a huge commitment to take on. For those who ... [read more]

Buying Your First Home in Vernon BC: When Are You REALLY Ready?

Buying Your First Home in Vernon BC: When Are You REALLY Ready?

December 5, 2018 | Posted by: Dawn Stephanishin

Purchasing your first home is the dream of a lifetime and a massive investment toward your future. The process is full of hopes and aspirations but is also a huge commitment to take on. For those who ... [read more]

Five Surefire Ways to Ensure You are ready to Buy a Home as a Recent College Graduate in Vernon, BC

Five Surefire Ways to Ensure You are ready to Buy a Home as a Recent College Graduate in Vernon, BC

October 3, 2018 | Posted by: Dawn Stephanishin

If you are a recent college graduate, you might think that buying a home is still many years off, but that's not necessarily the case. If you dream of homeownership, even as a young adult, there may b ... [read more]

How to Know If You Should Buy a Home or Continue Renting in Vernon, BC

How to Know If You Should Buy a Home or Continue Renting in Vernon, BC

May 17, 2018 | Posted by: Dawn Stephanishin

While owning a home and a plot of land was once part of the 'American Dream' for many people, the times have shifted. The global financial crisis which resulted in a massive shift in the housing marke ... [read more]

Great Buy on a Home in Vernon, BC? - Don't Expect the Appraisal to Prove It

Great Buy on a Home in Vernon, BC? - Don't Expect the Appraisal to Prove It

May 2, 2018 | Posted by: Dawn Stephanishin

Buying a home can be fun and exciting, especially when you drive a hard bargain and get that seller over a barrel.  You did your research, caught a home with higher than average days on the marke ... [read more]

Five Things to Consider Before Flipping a House in Vernon, BC

Five Things to Consider Before Flipping a House in Vernon, BC

March 21, 2018 | Posted by: Dawn Stephanishin

House flipping can be a tempting way to make fast money, but not every fixer-upper has the potential to be profitable. Here's five things to consider before buying a property to flip. 1. Time Tele ... [read more]

Can You Afford to Buy a New Home in Vernon, BC?

Can You Afford to Buy a New Home in Vernon, BC?

December 20, 2017 | Posted by: Dawn Stephanishin

Is Purchasing a New Home in Vernon, BC in Your Budget?   If you're throwing your hard-earned money away on rent each month, putting that same amount towards your own home could be an incredib ... [read more]

What to Look for When Buying Your First Home in Vernon, BC

What to Look for When Buying Your First Home in Vernon, BC

December 6, 2017 | Posted by: Dawn Stephanishin

Buying a first home in Vernon, BC is an exciting time in an individual's life. You may already have a family that needs more than simply being a good structure to protect against them against the elem ... [read more]

Buying Your First Vernon, BC Home? Be Prepared for These 5 Startup Expenses

Buying Your First Vernon, BC Home? Be Prepared for These 5 Startup Expenses

October 18, 2017 | Posted by: Dawn Stephanishin

If you are in the market for your first Vernon, BC home, you’ve probably saved a substantial amount of money for the down payment. You researched closing costs, sought out the best deal on a mor ... [read more]

10 Mistakes First-Time Homebuyers Make in Vernon, BC

10 Mistakes First-Time Homebuyers Make in Vernon, BC

August 16, 2017 | Posted by: Dawn Stephanishin

Buying your first house in Vernon, BC can be an exciting and stressful time. There are so many things to consider that you can find yourself getting overwhelmed. Here are some common mistakes first-ti ... [read more]

5 Things First Time Vernon, BC Home Buyers Should Do Before They Go Shopping

5 Things First Time Vernon, BC Home Buyers Should Do Before They Go Shopping

July 19, 2017 | Posted by: Dawn Stephanishin

Shopping for your first home in Vernon, BC is exciting, and it is only natural to want to get right to it. The idea of trading in that monthly rent check for a mortgage payment that builds equity and ... [read more]

4 Things You Need To Know When Buying A Vacation Home in Vernon, BC

4 Things You Need To Know When Buying A Vacation Home in Vernon, BC

June 21, 2017 | Posted by: Dawn Stephanishin

Everyone looks forward to a vacation, and many people return to their favorite spot each year. If you really enjoy your annual destination, you might be ready to invest in a vacation home in Vernon, B ... [read more]

Buying a Vernon BC Home, Step One: Mortgage Pre-Approval

Buying a Vernon BC Home, Step One: Mortgage Pre-Approval

April 7, 2017 | Posted by: Dawn Stephanishin

Whether you're looking to buy your first home, or haven't purchased a home in the past several years, you may be surprised to discover that searching your local real estate listings is not always the ... [read more]

Three Ways to Get on the Property Ladder in Vernon, BC

Three Ways to Get on the Property Ladder in Vernon, BC

March 27, 2017 | Posted by: Dawn Stephanishin

Property investment is more challenging than ever due to a buoyant housing market in Vernon and the rising cost of living. Many people are concerned they'll never be in a position to buy a property, b ... [read more]

7 Tips for Buying a Condominium in Vernon, B.C.

7 Tips for Buying a Condominium in Vernon, B.C.

September 21, 2016 | Posted by: Dawn Stephanishin

There are many advantages to living in a condominium in Vernon, B.C.. You aren't required to mow the grass or shovel the snow (if any). You have access to amenities such as pools and fitness centers. ... [read more]

Tips to Ease the Vernon, B.C. Moving Process

Tips to Ease the Vernon, B.C. Moving Process

August 3, 2016 | Posted by: Dawn Stephanishin

You’ve sold your house and now you’re moving in Vernon, B.C.? It can be a stressful process, no matter how far you are traveling. Planning your Vernon, B.C. move minimizes the stress assoc ... [read more]

Rent or Buy in Vernon, B.C.? 3 Tips to Help You Decide

Rent or Buy in Vernon, B.C.? 3 Tips to Help You Decide

July 20, 2016 | Posted by: Dawn Stephanishin

The decision to buy or rent a home in Vernon, B.C. is one that should not be taken lightly. After all, the choice you make is going to affect you for at least a year and probably much longer than that ... [read more]

Staging Your Vernon, B.C. Home for a Quick Sale

Staging Your Vernon, B.C. Home for a Quick Sale

June 15, 2016 | Posted by: Dawn Stephanishin

When it comes to staging your Vernon, B.C. home for a quick sale, the right accessories can make all the difference. You want your home to look spacious and uncluttered, but that does not mean leaving ... [read more]

How to Save Money for a Down Payment in Vernon, B.C.

How to Save Money for a Down Payment in Vernon, B.C.

June 1, 2016 | Posted by: Dawn Stephanishin

Saving money is a lot like dieting -- easy to understand but difficult to execute and follow through. Intellectually, you know that having that extra piece of pie or second helping of French fries is ... [read more]

Thinking of Buying a Home in Vernon, B.C.? Ask Yourself These Questions

Thinking of Buying a Home in Vernon, B.C.? Ask Yourself These Questions

April 20, 2016 | Posted by: Dawn Stephanishin

Many people simply assume that buying a home is always better than renting, but that is not always the case. Owning a home in Vernon, B.C. makes sense in certain circumstances, just as renting is a sm ... [read more]

Can You Afford to Buy a New Home in Vernon, B.C.?

Can You Afford to Buy a New Home in Vernon, B.C.?

February 23, 2016 | Posted by: Dawn Stephanishin

If you're throwing your hard-earned money away on rent each month in Vernon, B.C., putting that same amount towards your own home could be an incredible advantage. However, it's also imperative to con ... [read more]

4 Hidden Problems That Could Be Hurting Your Vernon, B.C. Home Sale

4 Hidden Problems That Could Be Hurting Your Vernon, B.C. Home Sale

November 23, 2015 | Posted by: Dawn Stephanishin

You've been pre-approved for a mortgage with Dawn Stephanishin, you're ready to consolidate your debt, but you're being held up by a house that just won't sell in the Vernon, B.C. Market!   &n ... [read more]

4 Homebuyer Tips To Make House Hunting in Vernon, BC, More Efficient

4 Homebuyer Tips To Make House Hunting in Vernon, BC, More Efficient

September 23, 2015 | Posted by: Dawn Stephanishin

Going house hunting can be fun and exciting at first, but the more houses you look at, the more frustrating you might become -- especially if you just can't seem to find the perfect home. No one ... [read more]

What To Look For When Buying Your First Home in Vernon, B.C.

What To Look For When Buying Your First Home in Vernon, B.C.

September 2, 2015 | Posted by: Dawn Stephanishin

Becoming a first time homebuyer in Vernon, B.C. is an exciting time in an individual's life. You may already have a family that needs more than simply being a good structure to protect against them ag ... [read more]

Mortgage Types for First Time Home Buyers in Vernon

Mortgage Types for First Time Home Buyers in Vernon

March 10, 2015 | Posted by: Dawn Stephanishin

Mortgages come in all sizes but they also come in many 'shapes'. What shape your mortgage takes will depend on your financial situation, the size of your mortgage, and your own preferences. Broadly sp ... [read more]

Is a Vernon Mixer Mortgage for you?

Is a Vernon Mixer Mortgage for you?

February 2, 2015 | Posted by: Dawn Stephanishin

As real estate costs in Vernon, BC conintue to rise many would-be buyers are considering co-ownership as a way to make home ownership more affordable. When purchasing a property with friends or relati ... [read more]

Home Renovation: Investing in Your Home

Home Renovation: Investing in Your Home

January 25, 2015 | Posted by: Dawn Stephanishin

Remodeling a home can be exciting and very rewarding but it requires financial investment. Knowing the return on your investment will help you make good decisions so let’s take a look at the ave ... [read more]

Power Saving for a home in Vernon BC

Power Saving for a home in Vernon BC

January 11, 2015 | Posted by: Dawn Stephanishin

If you want the best Vernon mortgage rates, you’ll need a solid down payment. Saving for that down payment can be tough but with a few sacrifices and lifestyle changes you can power save your ... [read more]

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Dawn Stephanishin
Dawn Stephanishin, AMP
Vernon, Mortgage Broker - Specialist
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