Mortgage Blog
Your Choice for everything Mortgage in Vernon B.C.
Category: First Time Buyers (38 posts)
Is it a Good Time to Become a First-Time Home Buyer in Vernon, British Columbia?
May 20, 2020
We are facing a challenging time as we work together to combat COVID-19 in our country and even our own neighborhoods. With so much uncertainty in the air, is it a good time to think about buying a ho ...
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5 First-Time Homebuyer Mistakes To Avoid
May 6, 2020
Buying your first home is a scary and exciting process because it’s a HUGE commitment. It’s easy to get swept up in the excitement of home shopping and mistakes can leave you with buyer&rs ...
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Real Estate 101: Essential Tips for First-Time Home Buyers in Vernon, BC
February 5, 2020
Buying a home is always a big decision, but when you're a first-time buyer it's even more important to get it right. Without home-buying experience to draw on, it's easy to make mistakes you could reg ...
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10 Essential Tips for Taking Out Your First Mortgage in Vernon, BC
January 22, 2020
Taking out your first mortgage presents a major financial commitment, possibly the biggest one you'll ever make, so it's crucial that you get the best deal available. Getting a mortgage is often not a ...
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First Time Home Buyers Guide: What Happens after Sending an Offer to Purchase in Vernon, BC
June 19, 2019
After sending the offer to purchase to the seller, there's nothing left to do but cross some fingers and hope for the best. Or is there? What happens now and when will the keys finally change hands? T ...
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First Time Home Buyers Guide For Vernon, BC: What about Pre-Qualification, Pre-Approval, and Mortgage Commitment Letters?
June 5, 2019
Securing pre-qualification, pre-approval, and mortgage commitment letters can simplify the mortgage application process. These steps can also help home buyers avoid disaster. They don't need all three ...
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Three Mistakes to Avoid as a First Time Homebuyer in Vernon, BC
May 15, 2019
Purchasing your first home is always an exciting life milestone. However, if you want to make a smooth and easy transition into home ownership, there are a few mistakes you should try to avoid along ...
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Mortgage Mistakes - How to Avoid Getting in Over Your Head When Buying Your First Home in Vernon, BC
May 1, 2019
If you are tired of renting and ready to buy the home of your dreams, you need to plan carefully. The dream of home ownership is a wonderful thing, but without careful planning and a proactive approac ...
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Mortgage Questions for First-Time Buyers in Vernon, BC
April 3, 2019
While purchasing a home qualifies as the largest acquisition in many peoples' lives, it doesn't have to invoke anxiety. As long as you know what to expect, you'll be set to become a successful ...
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5 Mistakes to Avoid When Buying Your First House in Vernon, BC
January 16, 2019
Buying a first home is a big step, both financially and personally. In the long run, home ownership can lead to many other investment and and financial opportunities. Of course, owning a home also g ...
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Buying Your First Home in Vernon, BC: When Are You REALLY Ready?
January 2, 2019
Purchasing your first home is the dream of a lifetime and a massive investment toward your future. The process is full of hopes and aspirations but is also a huge commitment to take on. For those who ...
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Buying Your First Home in Vernon BC: When Are You REALLY Ready?
December 5, 2018
Purchasing your first home is the dream of a lifetime and a massive investment toward your future. The process is full of hopes and aspirations but is also a huge commitment to take on. For those who ...
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Five Surefire Ways to Ensure You are ready to Buy a Home as a Recent College Graduate in Vernon, BC
October 3, 2018
If you are a recent college graduate, you might think that buying a home is still many years off, but that's not necessarily the case. If you dream of homeownership, even as a young adult, there may b ...
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How to Know If You Should Buy a Home or Continue Renting in Vernon, BC
May 17, 2018
While owning a home and a plot of land was once part of the 'American Dream' for many people, the times have shifted. The global financial crisis which resulted in a massive shift in the housing marke ...
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Great Buy on a Home in Vernon, BC? - Don't Expect the Appraisal to Prove It
May 2, 2018
Buying a home can be fun and exciting, especially when you drive a hard bargain and get that seller over a barrel. You did your research, caught a home with higher than average days on the marke ...
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Five Things to Consider Before Flipping a House in Vernon, BC
March 21, 2018
House flipping can be a tempting way to make fast money, but not every fixer-upper has the potential to be profitable. Here's five things to consider before buying a property to flip. 1. Time Tele ...
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Can You Afford to Buy a New Home in Vernon, BC?
December 20, 2017
Is Purchasing a New Home in Vernon, BC in Your Budget? If you're throwing your hard-earned money away on rent each month, putting that same amount towards your own home could be an incredib ...
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What to Look for When Buying Your First Home in Vernon, BC
December 6, 2017
Buying a first home in Vernon, BC is an exciting time in an individual's life. You may already have a family that needs more than simply being a good structure to protect against them against the elem ...
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Buying Your First Vernon, BC Home? Be Prepared for These 5 Startup Expenses
October 18, 2017
If you are in the market for your first Vernon, BC home, you’ve probably saved a substantial amount of money for the down payment. You researched closing costs, sought out the best deal on a mor ...
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10 Mistakes First-Time Homebuyers Make in Vernon, BC
August 16, 2017
Buying your first house in Vernon, BC can be an exciting and stressful time. There are so many things to consider that you can find yourself getting overwhelmed. Here are some common mistakes first-ti ...
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5 Things First Time Vernon, BC Home Buyers Should Do Before They Go Shopping
July 19, 2017
Shopping for your first home in Vernon, BC is exciting, and it is only natural to want to get right to it. The idea of trading in that monthly rent check for a mortgage payment that builds equity and ...
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4 Things You Need To Know When Buying A Vacation Home in Vernon, BC
June 21, 2017
Everyone looks forward to a vacation, and many people return to their favorite spot each year. If you really enjoy your annual destination, you might be ready to invest in a vacation home in Vernon, B ...
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Buying a Vernon BC Home, Step One: Mortgage Pre-Approval
April 7, 2017
Whether you're looking to buy your first home, or haven't purchased a home in the past several years, you may be surprised to discover that searching your local real estate listings is not always the ...
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Three Ways to Get on the Property Ladder in Vernon, BC
March 27, 2017
Property investment is more challenging than ever due to a buoyant housing market in Vernon and the rising cost of living. Many people are concerned they'll never be in a position to buy a property, b ...
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7 Tips for Buying a Condominium in Vernon, B.C.
September 21, 2016
There are many advantages to living in a condominium in Vernon, B.C.. You aren't required to mow the grass or shovel the snow (if any). You have access to amenities such as pools and fitness centers. ...
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Tips to Ease the Vernon, B.C. Moving Process
August 3, 2016
You’ve sold your house and now you’re moving in Vernon, B.C.? It can be a stressful process, no matter how far you are traveling. Planning your Vernon, B.C. move minimizes the stress assoc ...
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Rent or Buy in Vernon, B.C.? 3 Tips to Help You Decide
July 20, 2016
The decision to buy or rent a home in Vernon, B.C. is one that should not be taken lightly. After all, the choice you make is going to affect you for at least a year and probably much longer than that ...
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Staging Your Vernon, B.C. Home for a Quick Sale
June 15, 2016
When it comes to staging your Vernon, B.C. home for a quick sale, the right accessories can make all the difference. You want your home to look spacious and uncluttered, but that does not mean leaving ...
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How to Save Money for a Down Payment in Vernon, B.C.
June 1, 2016
Saving money is a lot like dieting -- easy to understand but difficult to execute and follow through. Intellectually, you know that having that extra piece of pie or second helping of French fries is ...
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Thinking of Buying a Home in Vernon, B.C.? Ask Yourself These Questions
April 20, 2016
Many people simply assume that buying a home is always better than renting, but that is not always the case. Owning a home in Vernon, B.C. makes sense in certain circumstances, just as renting is a sm ...
read moreCan You Afford to Buy a New Home in Vernon, B.C.?
February 23, 2016
If you're throwing your hard-earned money away on rent each month in Vernon, B.C., putting that same amount towards your own home could be an incredible advantage. However, it's also imperative to con ...
read more4 Hidden Problems That Could Be Hurting Your Vernon, B.C. Home Sale
November 23, 2015
You've been pre-approved for a mortgage with Dawn Stephanishin, you're ready to consolidate your debt, but you're being held up by a house that just won't sell in the Vernon, B.C. Market! &n ...
read more4 Homebuyer Tips To Make House Hunting in Vernon, BC, More Efficient
September 23, 2015
Going house hunting can be fun and exciting at first, but the more houses you look at, the more frustrating you might become -- especially if you just can't seem to find the perfect home. No one ...
read moreWhat To Look For When Buying Your First Home in Vernon, B.C.
September 2, 2015
Becoming a first time homebuyer in Vernon, B.C. is an exciting time in an individual's life. You may already have a family that needs more than simply being a good structure to protect against them ag ...
read moreMortgage Types for First Time Home Buyers in Vernon
March 10, 2015
Mortgages come in all sizes but they also come in many 'shapes'. What shape your mortgage takes will depend on your financial situation, the size of your mortgage, and your own preferences. Broadly sp ...
read moreIs a Vernon Mixer Mortgage for you?
February 2, 2015
As real estate costs in Vernon, BC conintue to rise many would-be buyers are considering co-ownership as a way to make home ownership more affordable. When purchasing a property with friends or relati ...
read moreHome Renovation: Investing in Your Home
January 25, 2015
Remodeling a home can be exciting and very rewarding but it requires financial investment. Knowing the return on your investment will help you make good decisions so let’s take a look at the ave ...
read morePower Saving for a home in Vernon BC
January 11, 2015
If you want the best Vernon mortgage rates, you’ll need a solid down payment. Saving for that down payment can be tough but with a few sacrifices and lifestyle changes you can power save your ...
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