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Mortgage Q and A: What do I need to bring to the Lawyers office for my new mortgage appointment?
October 7, 2020
Question: What do I need to bring to the Lawyers office for my new mortgage appointment?
Answer: You will need to ensure you have 2 pieces of valid identification with you. One with picture such as a Driver’s license or Passport: be sure to check that they are current and not expired. And a second piece, such as your Social Insurance number, Medical Card, Birth Certificate, Permanent Resident Card, etc.
In British Columbia, you must prove you are a Resident of Canada and your Social Insurance number is going to be requested by your lawyer. If you do not have you Social Insurance card, you will be equested to bring along your last years Income Tax Return for Revenue Canada that will confirm your Social Insurance number and Canadian Residency.
You should also bring a void cheque if you require a mortgage, for the repayment of the funds and the lastly, the Bank Draft for the remaining funds you will need to pay!
It is always best to check with your Lawyer’s office when making the appointment as to the correct documents that you need to save time as closing days are very busy for everyone.
Have more questions? I would love to help answer them for you.