Is 2026 the Year to Buy? A First-Time Buyer's Guide to the Okanagan

Is 2026 the Year to Buy? A First-Time Buyer's Guide to the Okanagan

March 30, 2026 | Posted by: Posted by: Dawn Stephanishin & Jenn Wightman - Vernon and Kelowna Mortgage Brokers

Buying your first home in Vernon or Kelowna can feel exciting one minute and overwhelming the next. That is normal. Most first-time buyers are trying to sort through a lot at once, prices, rates, down ...

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BC First-Time Buyer Property Transfer Tax Exemption 2026

BC First-Time Buyer Property Transfer Tax Exemption 2026

March 30, 2026 | Posted by: Posted by: Dawn Stephanishin & Jenn Wightman - Vernon and Kelowna Mortgage Brokers

Buying your first home in BC can feel exciting right up until the closing costs start to pile up. We see this all the time. A buyer saves for a down payment, works on credit, gets serious about house ...

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 March 18-2026 - Bank of Canada maintains policy rate at 2.25%

March 18-2026 - Bank of Canada maintains policy rate at 2.25%

March 18, 2026 | Posted by: Posted by: Dawn Stephanishin & Jenn Wightman - Vernon and Kelowna Mortgage Brokers

The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The war in the Middle East has increased volatility in global energ ...

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Vernon & Kelowna Mortgage Renewal Checklist for 2026

Vernon & Kelowna Mortgage Renewal Checklist for 2026

February 18, 2026 | Posted by: Posted by: Dawn Stephanishin & Jenn Wightman - Vernon and Kelowna Mortgage Brokers

Mortgage Renewal in Vernon and Kelowna: The 2026 “Switch or Stay” Checklist You know that renewal letter that shows up and instantly raises your blood pressure? It looks simple. A rate. ...

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FHSA and HBP Guide for Vernon and Kelowna Buyers (2026)

FHSA and HBP Guide for Vernon and Kelowna Buyers (2026)

January 31, 2026 | Posted by: Posted by: Dawn Stephanishin & Jenn Wightman - Vernon and Kelowna Mortgage Brokers

The 2026 Down Payment Playbook for Vernon and Kelowna Buyers Picture this. You are scrolling listings in Vernon or Kelowna late at night. Not because you are bored, but because owning a place is sta ...

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Jan 28-2026 - Bank of Canada maintains policy rate at 2.25%

Jan 28-2026 - Bank of Canada maintains policy rate at 2.25%

January 28, 2026 | Posted by: Posted by: Dawn Stephanishin & Jenn Wightman - Vernon and Kelowna Mortgage Brokers

The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The outlook for the global and Canadian economies is little changed ...

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BC Closing Costs 2026: Vernon and Kelowna Guide

BC Closing Costs 2026: Vernon and Kelowna Guide

January 13, 2026 | Posted by: Posted by: Dawn Stephanishin & Jenn Wightman - Vernon and Kelowna Mortgage Brokers

BC Property Transfer Tax and Closing Costs in 2026, What Vernon and Kelowna Buyers Really Pay A couple reached out to us after they finally found "the one" in the Okanagan. Great neighbourhood. Right ...

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Housing Affordability in Canada Is Shifting Again, What CPI and Employment Data Mean for Homebuyers

Housing Affordability in Canada Is Shifting Again, What CPI and Employment Data Mean for Homebuyers

December 23, 2025 | Posted by: Posted by: Dawn Stephanishin & Jenn Wightman - Vernon and Kelowna Mortgage Brokers

If you have been watching the housing market in Canada, it probably feels like the rules keep changing. One month affordability looks like it is improving, the next it feels tighter again. Inflation d ...

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Dec 10-2025 - Bank of Canada maintains policy rate at 2.25%

Dec 10-2025 - Bank of Canada maintains policy rate at 2.25%

December 10, 2025 | Posted by: Posted by: Dawn Stephanishin & Jenn Wightman - Vernon and Kelowna Mortgage Brokers

The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. Major economies around the world continue to show resilience to US ...

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What Canada’s Latest Jobs Report Means for Mortgage Rates Heading Into 2026

What Canada’s Latest Jobs Report Means for Mortgage Rates Heading Into 2026

December 8, 2025 | Posted by: Posted by: Dawn Stephanishin & Jenn Wightman - Vernon and Kelowna Mortgage Brokers

If you are watching the housing market in Vernon or Kelowna, the most recent labour numbers from November 2025 deserve a close look. With 54,000 jobs added nationwide and the unemployment rate dipping ...

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