2026- Mortgage Renewal After Income or Credit Changes in BC

2026- Mortgage Renewal After Income or Credit Changes in BC

August 24, 2026 | Posted by: Posted by: Dawn Stephanishin & Jenn Wightman - Vernon and Kelowna Mortgage Brokers

A change in income, employment or credit does not automatically prevent a mortgage renewal, but it can change which options are available. Here is what BC homeowners should know before renewing, switc ...

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Reverse Mortgage vs HELOC vs Refinance: Which Home Equity Option Fits BC Homeowners 55+?

Reverse Mortgage vs HELOC vs Refinance: Which Home Equity Option Fits BC Homeowners 55+?

August 3, 2026 | Posted by: Posted by: Dawn Stephanishin & Jenn Wightman - Vernon and Kelowna Mortgage Brokers

A practical comparison of reverse mortgages, home equity lines of credit and mortgage refinancing for homeowners aged 55 and older in Vernon, Kelowna and across British Columbia. By Dawn Stephanishin ...

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July 15 - 2026 - Bank of Canada Holds Rate at 2.25%

July 15 - 2026 - Bank of Canada Holds Rate at 2.25%

July 15, 2026 | Posted by: Posted by: Dawn Stephanishin & Jenn Wightman - Vernon and Kelowna Mortgage Brokers

The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. Canada’s economy is showing signs of improvement. Growth is p ...

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Condo Mortgage Approval in BC: What Vernon and Kelowna Buyers Should Check Before Making an Offer.

Condo Mortgage Approval in BC: What Vernon and Kelowna Buyers Should Check Before Making an Offer.

July 14, 2026 | Posted by: Posted by: Dawn Stephanishin & Jenn Wightman - Vernon and Kelowna Mortgage Brokers

You can have a solid mortgage pre-approval and still run into a financing issue after choosing a condo or townhome. That is because final mortgage approval considers two things: the borrower and the p ...

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How Rental Income Can Affect Your Mortgage Approval in Vernon and Kelowna

How Rental Income Can Affect Your Mortgage Approval in Vernon and Kelowna

June 26, 2026 | Posted by: Posted by: Dawn Stephanishin & Jenn Wightman - Vernon and Kelowna Mortgage Brokers

Buying a home in Vernon or Kelowna often comes with one big question, could rental income help make the numbers work? It is a fair question. Many Okanagan buyers are looking at homes with basement su ...

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June 6, 2026 - Bank of Canada Holding Rate at 2.25%

June 6, 2026 - Bank of Canada Holding Rate at 2.25%

June 10, 2026 | Posted by: Posted by: Dawn Stephanishin & Jenn Wightman - Vernon and Kelowna Mortgage Brokers

The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The conflict in the Middle East is now in its fourth month. The res ...

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Why Local Mortgage Broker Advice Matters in Vernon and Kelowna

Why Local Mortgage Broker Advice Matters in Vernon and Kelowna

June 8, 2026 | Posted by: Posted by: Dawn Stephanishin & Jenn Wightman - Vernon and Kelowna Mortgage Brokers

There is a moment we see often in the Okanagan, Vernon and Kelowna areas when it comes to mortgages. Someone starts by checking a rate online. Then they ask their bank for a number. Then they read a ...

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Okanagan Housing Market 2026: What Vernon and Kelowna Buyers Should Know Before Getting Pre-Approved

Okanagan Housing Market 2026: What Vernon and Kelowna Buyers Should Know Before Getting Pre-Approved

May 19, 2026 | Posted by: Posted by: Dawn Stephanishin & Jenn Wightman - Vernon and Kelowna Mortgage Brokers

Buying a home in the Okanagan has always been about more than finding a property you like. For many buyers in Vernon and Kelowna, it is also about timing, confidence, cash flow, lifestyle, and knowin ...

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April 29 - 2026 - Bank of Canada maintains policy rate at 2.25%

April 29 - 2026 - Bank of Canada maintains policy rate at 2.25%

April 29, 2026 | Posted by: Posted by: Dawn Stephanishin & Jenn Wightman - Vernon and Kelowna Mortgage Brokers

The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The evolving conflict in the Middle East is causing heightened vola ...

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Is 2026 the Year to Buy? A First-Time Buyer's Guide to the Okanagan

Is 2026 the Year to Buy? A First-Time Buyer's Guide to the Okanagan

March 30, 2026 | Posted by: Posted by: Dawn Stephanishin & Jenn Wightman - Vernon and Kelowna Mortgage Brokers

Buying your first home in Vernon or Kelowna can feel exciting one minute and overwhelming the next. That is normal. Most first-time buyers are trying to sort through a lot at once, prices, rates, down ...

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